You don’t must pay full value for present playing cards, right here’s how
Whether or not you purchase them as presents, use them to purchase as presents or simply use them on your on a regular basis procuring, there are a number of methods to get a reduction on present playing cards. With Christmas simply across the nook, it’s a extremely widespread time to purchase present playing cards.
The great factor is, you don’t must pay full value for them – and people financial savings can add up. Right here’s the way it’s executed.
Why use discounted present playing cards?
Present playing cards don’t must be given as presents, regardless of their title. You should purchase discounted present playing cards for locations you store at (or eating places you go to) to save lots of you some cash.
You should use present playing cards within the place of money, which may let you nonetheless benefit from different offers, reminiscent of Meerkat Motion pictures on the cinema or Clubcard Costs at Tesco.
Nevertheless, you shouldn’t let your self fall into the entice of shopping for a present card for the sake of an excellent low cost or good cashback.
Methods to get reductions on present playing cards:
There are 5 foremost methods that you could get a reduction on present playing cards, they fall broadly into two classes: reductions on present playing cards and cashback on present playing cards, defined extra under.
Listed here are our greatest methods to get reductions on present playing cards:
- Cashback apps/websites: You should use cashback websites and apps like JamDoughnut and Cheddar to purchase present playing cards, the place you’ll earn cashback on the worth. That is usually between 1% and 5%, although generally generally is a lot increased
- Cashback website payouts: You should use the cash you earn on cashback apps like TopCashback and Quidco to purchase present playing cards – and also you’ll get a small enhance on prime
- Get present playing cards within the gross sales: You may usually get chosen present playing cards cheaper in locations like supermarkets, Amazon or Costco – they’ll supply as a lot as 15% or 20% off
- Purchase second-hand present playing cards: There are websites that purchase your present playing cards for money, after which promote them on at a reduction
- Purchase present playing cards with a cashback card: You may earn cashback on present playing cards by shopping for them with a cashback debit or bank card. You may stack this with different strategies on this checklist – reminiscent of shopping for present playing cards which can be on sale or utilizing cashback apps
The various kinds of discounted present playing cards
Reductions on present playing cards
That is precisely what it seems like — you get cash off the retail worth of a present card. For instance, you could possibly get a £10 present card at 15% off (usually the case at Tesco), so that you’d pay £8.50.
Boosts on present playing cards
That is the place you may get a lift in your present card quantity, so that you would possibly get an additional 4% added to a £50 present card. This may imply that you just’d pay £50 for a £52 present card.
That is generally whenever you purchase from retailers, or if you happen to switch a cashback payout into a present card.
Cashback on present playing cards
Cashback on present playing cards earns you a sure stage of cashback for the worth of the present card. So you could possibly earn 5% on a £10 present card, getting you 50p cashback on the present card. The present card doesn’t price you any much less, however you get cash in your cashback app
1. Get discounted present playing cards with cashback websites
Cashback apps like JamDoughnut, Cheddar and, extra just lately, HyperJar allow you to earn cashback on present playing cards you buy by way of their apps.
They work equally to a conventional cashback website, besides, as an alternative of clicking by way of to make a person transaction, you should buy a present card at your chosen retailer with a set quantity of cashback acknowledged for each.
TopGiftCards is a website that permits you to buy present playing cards and earn cashback on them. That is run by TopCashback — it makes use of the identical login and pays your cashback into the identical cashback pot.
It’s actually fast to decide on and purchase a present card – you are able to do it utilizing a debit or bank card and there isn’t any have to hyperlink your checking account. The cashback isn’t instantaneous, however it solely takes as much as a day, so it’s sooner than conventional cashback. I obtained the present voucher as an electronic mail inside a few minutes.
TopGiftCards additionally helps you to electronic mail the present card to another person, which might work if you happen to needed to purchase it as a present.
£15 welcome supply
In case you’re new to TopCashback, you may get a £15 welcome supply whenever you join utilizing this hyperlink. It’s a must to spend no less than £15 to get the cashback, however we examined it and shopping for a present card utilizing TopGiftCards works.
JamDoughnut is an app which helps you to earn cashback on present vouchers you purchase by way of the app. You earn cashback on the transaction immediately and, in our expertise, the present card is out there to make use of immediately, though generally it will possibly take a few hours.
You don’t get a bodily present card with JamDoughnut – you’re given a barcode that may be accessed instantly within the app, so that you’d must print it out if you wish to give it as a present.
£4 welcome bonus
We’ve managed to get a particular supply to get newbies a boosted £4 of their jar whenever you join JamDoughnut utilizing our referral hyperlink.
HyperJar has just lately launched the flexibility to purchase present playing cards by way of the app and earn instantaneous cashback. These charges are just a little increased than each Cheddar and JamDoughnut’s charges. This doesn’t make a lot of an influence a couple of times, however would rack up!
Present playing cards that you just buy can be found to view immediately by way of the app, and also you’ll must print it out if you wish to give it as a present.
Just like JamDoughnut, Cheddar helps you to purchase present playing cards by way of its app, which you’ll get instantaneous cashback on. You can too hyperlink up your checking account to obtain cashback on transactions you make day-to-day.
As soon as you buy a present card, it’s obtainable to view instantly throughout the app. You can too add it to your Google or Apple Pockets. As with JamDoughnut, you get a digital present voucher, so that you’d must print it out if you wish to give it as a present.
In our expertise, JamDoughnut pays out a barely increased cashback fee on present playing cards.
2. As a cashback payout
In case you already use cashback websites and apps, it might shock you that you could generally money out with a present card. With this selection, you’ll get a little bit of a lift in your cashback, so it may be a worthwhile selection if you happen to’re hoping to purchase from a selected retailer.
TopCashback and Quidco each supply this selection, with 4-6% boosted for supermarkets and as much as 9% with different retailers. Neither JamDoughnut nor Cheddar supply it.
3. Get discounted present playing cards in retailers
You may usually get discounted present playing cards on sale at completely different retailers, together with Amazon, supermarkets and Costco.
Tesco usually presents this promotion on a lot of its present playing cards. I’ve managed to choose up Pizza Categorical ones for 15% off in-store earlier than, and on the time of writing, it just lately supplied 15% off e-Gft playing cards for Uber, Uber Eats, boohoo and New Look.
Now we have a web page of present card offers and presents that we replace commonly, so it’s price taking a look to see if you may get an excellent low cost on present playing cards.
Amazon additionally presents discounted present playing cards round procuring occasions like Black Friday, Prime Day and over the Christmas interval. This may embrace the likes of Apple, Netflix and Airbnb.
It’s additionally price trying on Amazon for boosts to it’s personal present playing cards or top-up – we’ve a separate Amazon offers web page the place we share the most effective ones.
You probably have a Costco membership (or have a good friend with one), you can even get present playing cards at a reduction in-store or on-line. These are usually for increased quantities, however you may get fairly an excellent low cost.
On my newest journey to Costco, it had £100 in Nando’s or Pizza Categorical present playing cards for £83.99, £40 in Vue present playing cards for £33.99 and £50 in ODEON present playing cards for £42.99.
In fact, the Costco reductions are good, however it’s important to purchase a excessive worth in present playing cards and also you’ll need to issue within the membership charge if you happen to don’t have already got a membership. That is £30 for the yr for 2 folks, and you may every take two folks in with you. So if you happen to get one, sharing is caring!
You also needs to preserve an eye fixed out for retailers discounting their very own present playing cards. We’ve seen Costa, Cineworld and extra supply bonuses on prime whenever you purchase their present playing cards or a reduction on the face worth. Once more, we’ll share the most effective of those on our present card presents web page and in our e-newsletter.
4. Use a devoted present card sale website
There are a handful of web sites that promote secondhand present playing cards. The thought is that they purchase undesirable present playing cards, after which promote them at a reduced value.
You may get pretty good reductions on present playing cards, reminiscent of 10% off at ODEON and 5% off at Uber, however you generally have to purchase fairly massive portions and inventory may be restricted.
Cardyard is an instance of those websites, although there are a great deal of different ones.
Cardyard claims to confirm all of the present playing cards however watch out to examine for protections in case you purchase one which doesn’t work.
5. Purchase with a cashback card
In case you’ve acquired a cashback card, reminiscent of Chase, you possibly can earn a reimbursement on present playing cards you buy through the use of your debit card to make the acquisition. Within the case of a few of these choices, you are able to do this as well as and earn additional cashback.
This might embrace utilizing your Chase card to make a present card buy in a grocery store whereas they’ve a sale, in Costco or on-line to purchase them utilizing TopGiftCards.
Nevertheless, with JamDoughnut, you’ll earn much less cashback by paying with a card than by connecting your financial institution, whereas Cheddar solely connects to your checking account with Open Banking, so it’s not an choice.
Keep in mind if you happen to’re heading to Costco with a cashback bank card that it doesn’t take non-Visa bank cards.
Now we have an entire information on the finest cashback debit and bank cards.
Dangers of shopping for present playing cards
Present playing cards can usually be used within the place of money, however they aren’t very safe – when you have £50 in a present card for a retailer that then goes bust, you’ll probably lose the cash.
In addition to this, present playing cards are likely to have expiry dates, nevertheless, some retailers are ditching expiry dates on their present playing cards.
Plus, if it’s important to return an merchandise, you’ll often get your refund on a present card. You don’t need to be caught with a £200 Currys voucher if you might want to return a vacuum that sucks (or doesn’t).
To keep away from these dangers, you possibly can be sure to solely purchase present playing cards you’ll positively use, and in full. In case you’re utilizing a cashback app, don’t preserve numerous cashback racked up within the account. Now we have extra on the dangers of present playing cards in our devoted information.
Present card hacks
In case you’re in search of a selected retailer that you really want a reduced present card for, reminiscent of a reduced Amazon present card or discounted Netflix present card, you could possibly as an alternative purchase a reduced one for a retailer that permits you to purchase different present playing cards, reminiscent of a grocery store.
You may then use this present card to purchase the present card that you really want.
Not all retailers will let you purchase a present card with a present card, so it’s price double checking with somebody on the until.
Additionally, keep in mind that some retailers are precisely the identical, so you possibly can go for increased cashback or a greater low cost. A Waitrose present card can be utilized at John Lewis (and vice versa), and Dwelling Sense and TK Maxx present playing cards can be utilized at both retailer.